Paddle vs Stripe

From payments infrastructure to revenue performance

As businesses scale globally, managing payments, tax, and compliance becomes increasingly complex, and harder to optimize efficiently. That's why 10,000+ digital product businesses choose Paddle to unlock true global growth, increase revenue, reduce cost and manage risk.

From payments infrastructure to revenue performance

Increase revenue, reduce cost, and manage risk from day one - powered by 12+ years of data and continuous optimisation.

• +2–6% higher authorization rates and up to +16% conversion improvement

• Replace stacked tools that often reach ~7–9%+ of revenue

• Tax, compliance, and liability handled across 270+ jurisdictions

• 180 million transactions processed

• $6 billion in sales taxes remitted last year

• 10,000+ customers using Paddle

Move beyond stitching together Stripe products

• Complete Merchant of Record
  A complete Merchant of Record, built to run the system behind your revenue - across payments, billing, tax, compliance, fraud, retention and buyer support. One system. One fee. Full coverage.
• Increase revenue
  +2–6% higher authorization rates and up to +16% conversion improvement.
• Reduce cost
  Stacked solutions reach ~7–9%+ total cost. No layered tools, no hidden operational drag.
• Manage risk globally
  Tax and regulatory compliance handled in 270+ tax jurisdictions.

Built over 12+ years and trained on billions of transactions, Paddle continuously optimizes the system behind your revenue

Start improving revenue in 12 days or less

Dedicated migration support, from kickoff to go-live, trusted by large enterprises. Learn more

• Phase 1: Set up
  Scope and configure Paddle (Day 1-2)
• Phase 2: Build and validate
  Implement key flows and test safely using the webhook simulator (Day 3-7)
• Phase 3: Go live and migrate
  Run new customers on Paddle and migrate legacy subscriptions in parallel (Day 8-12)

The migration from Stripe was way easier than I thought it would be... It was so so nice to have a five-step process laid out for us”

Stripe Managed Payments vs Paddle

Stripe Managed Payments introduces Merchant of Record capabilities within Stripe’s payments infrastructure. It’s a positive step that reflects how important Merchant of Record has become for global growth. The model is a hybrid approach, operating as part of a broader payments stack.

For a SaaS business taking subscription payments, the costs stack up quickly: 7–9%per transaction - calculated on the tax-inclusive amount.

Paddle is a complete Merchant of Record at 5% + 50¢ all-in, purpose-built for digital product businesses. It’s designed to increase revenue, reduce cost, and manage risk through one connected system that improves performance from day one and continues to optimise over time.

The dev-first Merchant of Record

We've supported hundreds of businesses moving from Stripe.

Get up and running in days, not weeks.

Developer docs

Thousands have outgrown Stripe

The ex-Stripe customers unlocking meaningful growth with Paddle

\ *HubX monetized its mobile apps on the web, recovering $100,000+ in 72 days*\ $106,000+\ \recovered in 72 days\ \91%\ \global payment acceptance](/content/customers/hubx-sells-mobile-apps-on-the-web-with-paddle/index.html)

\ *How Gleap achieves 15% month-on-month revenue growth globally with Paddle*\

• 15%\ \Month-on-month revenue growth](/content/customers/how-gleap-achieves-revenue-growth-with-paddle/index.html)

\ *How Plausible Analytics outsourced tax compliance to Paddle to focus on growth*
8,000\ \new customers](/content/customers/how-plausible-analytics-used-paddle-to-achieve-200-mrr/index.html)